Terms & Fees
HOMETOWN HORIZON – HomeTown’s answer to Free Checking!
- Debit card accessible through point of sale purchases and ATM withdrawals.
* Up to $5 per month in ATM surcharge reimbursement
- Free Online Banking with Bill-Pay service included
- Plus more!
PINNACLE CHECKING – For customers 50 years or older, offers the same benefits as Horizon, Plus:
- Savings on Safe Deposit Box rental.
* Subject to availability..
- Free Cashier’s Checks & Money Orders. * Up to three per visit
INTEREST NOW CHECKING – Earn a great rate on your checking balance!
- Easy access with checks and ATM/Debit card.
* Up to $5 per month in ATM surcharge reimbursement.
- Free Online Banking with Bill-Pay service included
- Tiered Rate schedule based on amount on deposit
CHECKGUARD SAVINGS – Basic Savings can be linked to Checking for Overdraft protection
SUMMIT PLUS MONEY MARKET – Earn more interest on your Savings deposits
- Higher tiered rate schedule based on amount on deposit.
- Funds can be accessed with checks (subject to Reg D limitations).
INDIVIDUAL RETIREMENT ACCOUNTS- Save for Retirement
- Roth IRA
- Traditional IRA
- Conduit IRA
Rates on these accounts subject to change after account opening.
Fees assessed on this account could reduce your earnings and APY. See account brochure for applicable fees and/or account restrictions.
For more information please Contact Us.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, tax identification number and other information that will allow us to identify you. We may also ask to copy your driver’s license or other identifying documents.
Member FDIC 
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