HOMETOWN HORIZON – HomeTown’s answer to Free Checking!

·Debit card accessible through point of sale purchases and ATM withdrawals

*Up to $5 per month in ATM surcharge reimbursement

·Free Online Banking with Bill-Pay service included

·Plus more!

PINNACLE CHECKING – For customers 50 years or older, offers the same benefits as Horizon, Plus:

·Savings on Safe Deposit Box rental

*Subject to availability

·Free Cashier’s Checks &

Money Orders

*Up to three per visit

INTEREST NOW CHECKING – Earn a great rate on your checking balance!

·Easy access with checks and ATM/Debit card

*Up to $5 per month in ATM surcharge reimbursement.

·Free Online Banking with Bill-Pay service included

·Tiered Rate schedule based on amount on deposit

CHECKGUARD SAVINGS – Basic Savings can be linked to Checking for Overdraft protection

·ATM accessible

SUMMIT PLUS MONEY MARKET – Earn more interest on your Savings deposits

·Higher tiered rate schedule based on amount on deposit

·Funds can be accessed with checks (subject to Reg D limitations)

INDIVIDUAL RETIREMENT ACCOUNTS- Save for Retirement

·Roth IRA

·Traditional IRA

·Conduit IRA